Are you looking for the best credit card to use? Credit cards have numerous features and offers but for emergencies, you may want to consider choosing a cash advance credit card. A cash advance card will help you get cash from your credit card for emergencies. And only the best cash advance credit card has the following features:
Cash advance credit card interest
Usually cash advance credit cards do not charge interest or have lowest interest cash advance credit card rates. But be very careful in choosing the most suitable credit card for your needs since there are cards that may charge a high interest rate when the free period is over. Be sure to read cash advance credit card no interest rules or contact your customer service representative to help you with inquiries about your card interest rates.
Cash advance credit card rates
You should pick a card that has low transaction fees and annual fees. Every time you avail of your card’s cash advance feature, you may be charged with a certain fee, there are also fees for ATM transactions and late payment fees. You may find out more about these fees when you check out online comparison sites for cash advance credit cards. And if you want to be certain about a particular credit card you may want to check out the official site of your credit card or call customer service.
Cash advance credit card points
Certain points are provided to credit card users when they use their cards to avail of special purchases. These points may be exchanged for items or may have a corresponding dollar amount. You need a credit card that will provide you with points with the usual purchases that you buy. For instance you travel frequently and hence a card that provides miles would be the best choice. A card that offers points for every liter of gas purchased is ideal for a vehicle owner.
Cash advance credit card no fee
Definitely you would want a cash advance credit card that offers no fee for transactions. This feature may be applied to certain transactions only or for a particular transaction amount. You must check out the rules of this feature or promo so you will be able to make a smart decision on which cash advance credit card brand to choose.